Skill Ventory Looking for Hiring For credit analyst in a small finance Bank at Haridwar Full Time

Roles and Responsibilities

Preliminary screening of residential / commercial real estate financing transactions and structuring. Interaction with in-house team (relationship, legal, technical and operations) to provide solution to clients in coordinated and timely manner. Interaction with client to understand their business model, organization structure and financing needs. Also, resolution of queries and collection of information on ongoing basis Credit analysis & due diligence. Preparing Credit & Risk Assessment Notes for evaluating risk in borrower,

transaction and underlying security and making initial recommendations Presenting the proposal to sanctioning authorities Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts Checking disbursements to ensure compliance with sanctioned terms. Monitoring of the portfolio on timely basis and raise EWS in case of any irregularity observed. Regular monitoring of Escrow accounts and collections in the project. Appraise NOC issuances in the project to Lead Credit & track the same in a timely manner. Track the Pre & post disbursement compliances of each & every account