Job details
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Job type
Permanent
Department
KGC
Job posted on
Jun 20, 2022
Employee Type
Permanent-Sales Vertical
Experience range (Years)
0 – 3 years
Group Company: HDFC Bank Limited
Designation: Retail Agri-Rural Portfolio Officer
Position description: Ensuring timely portfolio Rotation, deposition of instalment, meeting defaulting customers, collecting PDD, submission of Call Memo, etc.
Primary Responsibilities:
– Relationship Building and Maintenance
– To liaise with existing customers for building relationships.
– Rotation & Recovery
– Follow-up for rotations and deposition of installment
– Working towards benchmark on rotation & recovery
– Housekeeping
– Submission of Post Disbursement Documents (PDD)
– Call Memo submission.
– Collection & Submission of LAD
– Sourcing and Business Generation
– Ensuring focus on KGC Business generation and achieving Productivity benchmarks/targets
– Increase penetration of KGC Business in existing and new villages.
– Cross sell
– Opening of Liability accounts as per the benchmark.
– Cross selling asset as guided by Relationship Manager from time to time
– Promotion of digital platforms like NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy, etc.
Additional Responsibilities:
– Any other task assigned by seniors from time to time.
Educational qualifications preferred
– Category: Bachelor’s Degree, Master’s Degree
Required work experience
– Industry: BFSI/Agri input/FPO
– Role: Sales Executive
– Years of experience: 1 to 2
Required Competencies:
– Basic understanding of Banking Products & Processes
– Good Team spirit
– Time / Team Management
– Proficient in local language
– Proactive & focused approach
Required Knowledge:
1-2 years experience in Financial Services/ agri input companies/ FPO is preferable. Should have basic knowledge of agriculture/ crops.
Required Skills:
Persuasion & Selling Skills
Other:
– Reporting Designation: RM- Retail Agri
– Reporting Department-Sub BU: KGC
Specific requirements
– Travel: Customer Visits
– Vehicle: 2 wheeler preferred
Other details
– Contract Types: PERMANENT
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