Must have knowledge of secured Retails Mortgage Loans such as Personal Loans, Business Loans HL, AHL, LAP, WCTL, Cash Credit and Overdraft Limit.
First level due diligence that all documents are received from branch as per checklist and bank’s norms.
Complete study of case and TVR with proposed borrower.
Verification on GST Returns verification from GST portal, Study of Financials, calculation, and assessment of MPBF, Review of CIBIL report, CERSAI search challan, MCA Site Verification, ROC Search if any charge in case of companies, Analysis of banking of borrower, Analysis of existing obligations of borrower, Review of Inspection Report, Rating of borrower
Assessment of case as per Banks’ Approved policy norms.
Detailed study of FI/Legal/Valuation report.
Preparation of CAM in Loan Origination System.
PD Visit/Other request processing.
Preferable to have Finacle -CBS knowledge.
Maintaining TAT of cases from Login to Disbursement.