Basic Section
No. Of Openings
1
Grade
NA1
Designation
Gold Loan Officer
Closing Date
29 Jun 2022
Organisational
Country
India
Geographic Zone
South
State
Karnataka
City
Bangalore Rural
Worksite
Hoskote
Worksite Code
356
Skills
Skill
CROSS SELLING
CUSTOMER SERVICE
CLIENT RELATIONS
UPSELLING
Minimum Qualification
GRADUATION
CERTIFICATION
No data available
Working Language
No data available
Job Description
a). To conduct valuation and verification of gold ornaments with respect to weight, purity & Detect spurious, low purity gold and frauds to mitigate the risk.
b) Ensure that proper KYC and other prescribed documentation process is followed before and after the disbursement of loan
(c) Adhere the Policy, Process & other guidelines of the bank. Improve the existing process to overcome the probable risk.
(d) Maintaining the TAT in the timely disbursement of Gold loan.
(e) Retention of customers / portfolio by meaningful engagement time to time.
(f) Secure safe room operations, security measures, day to day working of branch.
(g) Follow up with the customer for timely interest collection, repayment and reduce NPA to zero.
(h) Compliance of internal audit matters. Close the issues pointed out in in audit with in the TAT.
(i) Cross Sell of other products / services of the bank.
(j) Maintain liaison with Gold loan department/ Departments in Zonal/ Head Office for speedy resolution of problems faced by branch.
(k) Any other duties and responsibilities, assigned by the Bank.